Genworth 2012 LifeJacket Study Preview: Wide Gap in Life Insurance Coverage Remains

RICHMOND, Va., June 21, 2012 / PRNewswire / - Genworth  A new poll shows that Americans still do not have life insurance as much as they should, but college adults tend to be better protected .For the second consecutive year, the study points Genworth life jackets on a large gap between the amount of life insurance most Americans and what they can actually need. "fill this gap in coverage and implementation consumers to the table is one of our highest priorities, "said Janet Deskins, vice president of Genworth products for life insurance.The study also suggests the gap tends to be substantially narrower for adults college educated. policyholders who have attended or graduated college 2.5 times the amount of life insurance coverage that adults have no high school diploma or with only a high school diploma.  For adults with a high school diploma or less, 60% have no life insurance, while only 44% of adults were college without. "As an industry," Deskins said, "our challenge is to persuade people from all parts of American society to view life insurance as a strategic asset financial - a tool to help families achieve their goals financial and protect what is most important to them.  Without the cover, a single event may differ and ultimately deny dreams of a family financial security future. This is the correlation Education: Financial education enables people to make informed and responsible choices " .Deskins said that life insurers like Genworth worked hard to educate buyers on the importance of periodic inspections to ensure adequate coverage. "For what it costs to buy about three cups of coffee a month, a person could add an additional coverage sufficient to meet their current needs," she said.ÂShe added that young singles, who may not be predisposed to buy life insurance, would be wise to seriously consider blocking low price today and purchase of such insurance coverage now. Deskins life is more affordable than ever before and prices may not be this low again.ÂShe added, "A financial advisor can help you determine if you have a gap in coverage and provide advice on the best way to ensure you have enough coverage. Genworth also provides an easy to use calculator online to help you determine the right amount of coverage. " (http://tinyurl.com/bvhku6r)More details of research lifejacket Genworth 2012 will be published next month.About Genworth FinancialGenworth Financial, Inc. (NYSE: GNW) is a leading Fortune 500 insurance holding dedicated to helping people protect their financial lives, families and futures. Genworth has leadership positions in the offers that help consumers protect themselves, invest for the future and retirement planning - including life insurance, long term care insurance, guarantees financial protection and wealth management advisor based independent - and mortgage insurance helping consumers to become homeowners while helping lenders manage their risk and capital.Genworth has approximately 6,400 employees and operates through three divisions: wealth management, which includes life insurance in the United States, Wealth Management and International Protection of the overall mortgage insurance, which includes U.S. States and international segments Mortgage Insurance and the Division of Business and runoff. Its products and services are offered through financial intermediaries, advisors, independent distributors and sales specialists. Genworth Financial, Inc., which traces its roots back to 1871, became a public company in 2004 and is headquartered in Richmond, Virginia. For more information, visit genworth.com. From time to time, Genworth Financial, Inc. releases important information via postings on its corporate Web site. Accordingly, investors and other interested parties are invited to register to receive automatic email alerts and Really Simple Syndication (RSS) on new assignments. Registration information is located under the "Investors" section of genworth.com.

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A Look Into Kitchen Pot Racks

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